Then at the end of the week I'd get paid so much for each job I did. But do you know what happened to that money? It was what we called the 10-10-80 plan. At home I had three glass jars. 10% of all the money I received went into the first jar, which was for the Lord. 10% of the money went into the second jar, which I could spend any way I wanted and 80% went into the third jar which was the bank. This was money I was saving for college. So, if I received 5000 won, 500 won went into the first jar, 500 won into the second jar and 4000 won went into the third jar. From the time I was very small until I graduated from high school all the money I received from working was handled this way. The reason my parents did this was to teach me the importance of work and saving.

1. ALWAYS WORK HARD
     God rewards hard work. Proverbs 14:23 says, "In all labor there is profit, but idle chatter leads only to poverty." 2 Thessa-lonians 3:10 says,

2 Thessa-lonians 3:10

"If anyone will not work, neither shall he eat."

Proverbs 20:4 says, "The lazy man will not plow because of winter; He will beg during harvest and have nothing." Ephesians 4:28 says, "Let him who stole steal no longer, but rather let him labor, working with his hands what is good, that he may have something to give him who has need." This is God's way. Work hard to have what you need and to be able to share with those who have needs.

2. ALWAYS SAVE SOME
     Wise people save some of their income for the future. Solomon advised his son in Proverbs 6:6-8 to,

Proverbs 6:6-8

"Go to the ant you sluggard! Consider her ways and be wise, which, having no captain, overseer or ruler, provides her supplies in the summer, and gathers her food in the harvest."

     Proverbs 21:20 says, "There is desirable treasure, and oil in the dwelling of the wise, but a foolish man squanders (spends, misuses or wastes) it." The wise man sets aside some of his treasure and some of his oil for the unexpected. Do you know what the fool does? He spends it all. The Living Bible has a good translation of this verse: "The wise man saves for the future, but the foolish man spends whatever he gets."

3. ALWAYS TRUST GOD
     Now some people get their money and they want to spend it all. They buy and buy and buy. They have things everywhere. This person gets the money to buy things in order to get pleasure from them. They want pleasure and fulfillment. When they get something new (new clothes, a new car, a new thing) at first they feel great. They feel rich. But as time passes by it doesn't bring pleasure any more. So they want something else, and then something else and then .... They want more and more and more. They think if they get more things life will be better.